John is a co-owner at FS Advisors, FSA Risk & Benefits, and FSA Investment Group. John has been a Registered Investment Advisor since 2006 and focuses the majority of his time as a relationship manager to FSA's tribal clients and managing FSA Investment Group, LLC.

John has assisted numerous tribes with project development and financing. John's strengths are managing relationships and assisting tribal clients in identifying its financial and investment goals and creating a plan to achieve them. Before joining FSA, John worked with O'Sullivan Creel Wealth Advisors, LLP and created its Finance Division where he led a team of financial professionals focused on commercial and residential lending. John also worked with high net worth clients providing wealth management services and has experience as a consultant where he assisted companies with strategic plans and securing venture capital.

John has been with FSA since February of 2008 and serves on FSA's Investment Committee. He currently manages only tribal relationships. Because John works only with tribal clients, he has developed significant knowledge of tribal governmental operations. He assists Tribal Councils and Investment Committees to determine their risk tolerance and then aligns the Tribe's risk tolerance with expected returns. John believes that over-communicating, providing unparalleled attentiveness and setting reasonable, yet attainable, expectations is key to successful tribal client relationships. John is a graduate of the University of West Florida with a degree in Marketing and an MBA. John currently serves on 7 civic organization boards including, Baptist Health Care Board, where he was actively involved with its investment and pension committees.

Matt Balka joined FSA Investment Group in 2018, and his primary role is to assist tribes with project development and financing. Prior to joining FSA, Matt spent 12 years in Commercial Banking and Private Banking working with clients to meet their credit and investment needs. He has also managed a multi-state healthcare practice and owned companies in the distribution and hospitality industries.

Matt is a graduate of Bob Jones University and also attended the University of South Carolina. Matt lives in Pensacola with his wife and two daughters.

Brynne Miller joined FSA Investment Group in 2019, as part of the financial advisory team assisting tribes with project development and financing. Brynne began her career in municipal finance, serving a nationwide base of public utility clients with an emphasis on bond market transactions. She also has experience in investment banking, with a focus on mergers and acquisitions.

Brynne received her Bachelor degree in Economics from Rollins College and also holds a Master in Mathematical Finance from the University of North Carolina at Charlotte. A native of Pensacola, Brynne currently resides in Charlotte, North Carolina.

Micheal currently holds the position of Chief Compliance Officer (CCO) / Investment Analyst. As the Firm’s CCO, Micheal maintains the compliance culture and required documentation for FSA Investment Group as well as facilitating interaction between the regulating governmental bodies. Micheal’s Investment Analyst role includes managing the firm’s day-to-day investment operations, conducting investment research, managing the client on-boarding process, executing client trades, providing quarterly reporting, maintaining FSA client records, and assisting with business development project execution.

Before joining FSA, Micheal worked as a Junior Marketing Analyst with Gulf Winds Federal Credit Union in Pensacola, Florida. His role involved the development of marketing campaigns, tracking return on investments in marketing campaigns, and target marketing analytics. Micheal is a graduate of The University of West Florida with a degree in Public Relations and a Master’s in Business Administration. Micheal currently serves on the Board of Directors of Pathways for Change. When Micheal is not at work, you can find him at a major sporting event, playing basketball, golfing, or traveling to a different city to find the best food.

Karen Swann joined FSA Investment Group in 2020 as an Administrative Support Specialist, bringing a desire to execute administrative duties, general clerical and technical services. She graduated from The Baptist College of Florida in May 2015 with a Bachelor’s degree in Leadership and Christian Education with a focus in Administration. Karen was Vice President of her graduating class. She also received cum laude honors and the Elizabeth Diane Reasoner Leadership Award upon graduation.

Prior to FSA, Karen spent two years working with Big Brothers Big Sisters to impact the lives of at-risk children and families living in the Escambia and Santa Rosa area. A South Georgia native, Karen has been living and working in the Pensacola area for the past four years. When she’s not at work she enjoys going to the beach, painting, and baking.