Investing with FSA Investment Group
At FSA Investment Group (FSA), we provide a customized approach to investment management that is designed to preserve and grow our client’s capital. We believe that providing conflict-free, independent advice is important.
A well-designed portfolio requires an understanding of our client’s needs, goals, and objectives (client expectations). We combine our client’s expectations with our value driven investment process to minimize risk and focus on growth. Additionally, we utilize diversification as a tool to reduce volatility and stay consistent with our investment approach.
Through years of experience, we have found that the best results come from an investment management plan that is focused on philosophy, but executed through a standardized process. We continually provide high quality results over the long term for all clients.
FSA Investment Group’s Philosophy:
- We invest and aim to achieve clients’ long-term financial expectations
- Valuation is a key long-term driver of returns; therefore, we approach all investments with a value bias
- Consideration of risk must never take a backseat to return
- We believe patience and discipline are essential to long-term investment success. Our investment decisions are not based upon emotions
- Thinking differently than the crowd can provide investment opportunities
- We strive to meet our client's interest and expectations and provide objective advice in an open-architecture environment
FSA Investment Group’s Process:
When a client chooses FSA as its investment advisor, it is essential that we understand the client’s expectations. Once we assess those expectations, we then determine the client’s ability and willingness to take on risk. Once we assess the willingness to take on risk, we then build the appropriate portfolio to meet the client’s expectations.
FSA uses risk-based models to build client portfolios which are divided between growth and income-oriented investments. More aggressive portfolios contain more growth investments and more conservative portfolios contain more income investments.
FSA’s eight asset classes consist of the following:
Long-term Target Allocation – Each asset class has a strategic, long-term target allocation. However, markets and asset classes present opportunities through imprecise valuations which allow us to buy or sell investments at desirable prices.
Tactical Portfolio Allocation - FSA will at times tactically shift portfolio asset allocations higher or lower based on valuation. This tactical approach includes holding cash when valuations do not warrant investment opportunities elsewhere. Holding cash when markets are overvalued is an important component in our investment philosophy, because we believe that overpaying for an asset can destroy long-term investment returns.
Investment Vehicle Selection - FSA will utilize outside money managers, individual securities, mutual funds, and exchange traded funds. Selecting investment management firms to manage assets successfully is one of the most significant decisions we make on behalf of our clients. We also limit the number of managers we recommend, which allows us to develop a deep, thorough knowledge of the managers we use.
Ongoing Due Diligence - Additionally, we maintain a research management database which allows us to capture pertinent research, record historical money-manager decisions, and avoid any managers who are not compatible with our philosophy.
Creating an investment strategy through a five-step process that is tailored to specifically meet your tribe’s investment goals while ensuring the strategy provides financial strength for future generations.
FSA Investment Group provides customized solutions to ensure a multi-generation legacy for your family that includes services such as cash flow planning, investment policy development, and evaluation of private investment.